Please read Matt Taibbi's article examining how Big Banks and Government examiners groomed one another and politely excused themselves of any accountability to American taxpayers and victims to fraudulent foreclosure by the best known banks in the business.
http://www.rollingstone.com/politics/news/while-wronged-homeowners-got-300-apiece-in-foreclosure-settlement-consultants-who-helped-protect-banks-got-2-billion-20130426This is not about fraud-in-foreclosure in the final analysis. It is about corporate personhood and personal injustice. It is about money as the lifeblood of corporations and its imbalance with the rights and dignity of flash-and-blood air breathers.